Plans starting from $69/month
Employer Group Health Plans.One Simple Monthly Fee.
If you're responsible for your company's health benefits, you're not just picking a plan. You're protecting your team — and your bottom line.
5K+ trusted Five Points Health
Trusted by Companies & Individuals From:
College StudentsSupreme Laundry & CleanersERIVES EnterprisesANDERSON Law FirmStone Masters & GraniteSouthwest UniversityAppleMetaAccentureSAPTeslaCloudflareCollege StudentsSupreme Laundry & CleanersERIVES EnterprisesANDERSON Law FirmStone Masters & GraniteSouthwest UniversityAppleMetaAccentureSAPTeslaCloudflare
Our Approach to Employer Health Benefits
Employers need clarity, cost control, and confidence at every step. We administer ACA-compliant, self-funded group health plans with national coverage and real support.
Nationwide PPO access
Flexible plan design
24-hour resolution promise
*Terms and conditions apply here.
Generic Insurance Plansvs. Five Points Health.
Handpicked Insurance Stack
Network Built Around What Actually Works.
Every plan runs on infrastructure we chose deliberately, not what was cheapest or easiest. First Health Network for providers. OptumRX for prescriptions. ACA-compliant plan. And a licensed administrative team across five states holding it all together.
Built for Employers
Everything Your HR Team Needs, In One Technology Platform
Five Points handles the administration, enrollment, claims, billing, compliance — so your team stays focused on your people, not the paperwork.
01
Simple Group Enrollment
Whether you have 5 employees or 500, we handle it. Individual enrollment forms for smaller teams, census management spreadsheets for groups of 10 or more. We set it up. You get back to work.
Connect with our team
02
Direct Access for Employees
Your team directly accesses First Health Network provider locator to find in-network doctors, specialists, and urgent care — anywhere in the country. OptumRX handles prescriptions.
03
Flexible Plan Design
MEC plans. 60/40 or 80/20 cost-sharing structures. Even Reference-Based Pricing for employers seeking more cost control. This isn't one-size-fits-all insurance. It's a structure built around your workforce.
04
Year-End Compliance, Handled
Five Points files your 1095B and 1094B tax forms — the ACA reporting your business is legally required to submit. No scrambling in February.
Connect with our teamOur Promise
We Keep Pricing Honest.No Surprises. No Hidden Fees.
No hidden fees, no vague estimates. You see exactly what your plan covers and what you'd pay — before you enroll.
Plans Built Around Your Budget, Not Ours.
Whether you're a small business starting at $69/month or an individual at $95/month, we work with your situation. From MEC to Platinum 80/20, every tier is priced transparently and documented clearly.
*Terms and conditions apply here.
A 24-Hour Promise We Actually Keep.
When a member has a healthcare need, waiting is not an option. Every issue gets a real response within 24 hours, from a real person who knows your plan.
Affordable Coverage Without Cutting Corners.
Health coverage shouldn't be a luxury. Every Five Points plan is ACA-compliant, backed by 1 million+ providers nationwide, and priced to give your employees or your family, real access to real care.
I cannot express enough how grateful I am for Five Points Benefit Plans health benefit plans. As a working owner, having access to comprehensive coverage for my family's medical needs has been a lifesaver.
Supreme Laundry & Cleaners
Dry Cleaning Company
Explore Our Plans
Transparent Pricing
Our goal is simple: complete transparency. Every plan is handled on a flat-fee basis—no hidden charges, and no surprises. You'll know exactly what's included from day one, with the flexibility to choose the level of support that fits your needs.
ACA Compliant
MEC Plan
National & International Plans
U.S. ONLY PLAN
U.S. ONLY PLAN ACA Compliant
U.S. & MEXICO PLAN
U.S. & MEXICO PLAN ACA Compliant
Complete Care & Comprehensive Plans
COMPLETE CARE PLAN
COMPLETE CARE PLAN ACA Compliant
COMPREHENSIVE PLAN
COMPREHENSIVE PLAN ACA Compliant
60/40 Plans
SILVER 60/40
60/40 Silver ACA Compliant
GOLD 60/40
60/40 Gold ACA Compliant
PLATINUM 60/40
60/40 Platinum ACA Compliant
80/20 Plans
SILVER 80/20
80/20 Silver ACA Compliant
GOLD 80/20
80/20 Gold ACA Compliant
PLATINUM 80/20
80/20 Platinum ACA Compliant
Flat-fee pricing with no surprise fees
Credit cards & bank transfer are accepted
Flexible payment plans available for every tier
Let's get you covered
Your Coverage Starts Here.
Review your options, understand your costs, and enroll in a plan that's built to last — ACA-compliant, backed by 1 million+ providers, and administered by a team that picks up the phone.
TEXAS TPA LICENSE #2989341CALIFORNIA TPA LICENSE #OM72911ARIZONA TPA LICENSE #505361367
MISSISSIPPI TPA LICENSE #15039939NEW MEXICO TPA LICENSE #3000634697